We may receive a commission when you click on links for products from our affiliate partners. Individuals 18 years of age or over with a valid U.S. home address (including in the U.S. territories and Puerto Rico) and an eligible Schwab account may apply for a Card account.
Your first vouchers will be sent after the account is first used for a purchase. Every year after that, vouchers will be sent 45 days after payment of the annual fee. Vouchers may take four to six weeks to arrive after qualifications have been met. Authorized user cards are free, but authorized users do not get independent access to United Clubs.
- Authorized users are free with this card, but theydo not get their own lounge vouchers.
- I suppose it works fine if you are willing to make it a primary checking account and have paychecks or SS deposited there.
- If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.
- 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- Cards opened while on active duty are waived with Military Lending Act .
Global Entry gives you fast track access to the US when returning from overseas. This can be really nice when coming back to the US from OCONUS.
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Therefore, it’s just easier to ask them to handle your account in accordance with the SCRA. While on a TDY to France in 2013, a military buddy of mine (an Air Force E-6, Tech Sergeant) mentioned that he had the American Express Platinum card that comes with a $695 annual fee.
- There are also a lot of other benefits such as more lounge access than other premium cards, the FHR, etc.
- Oh, and on the return leg, I have a United 777 with Polaris seats to look forward to — and that one’s a direct flight.
- There are quite a few useful benefits to offset the annual fee, including an annual travel credit, bonus miles, and fee credits for Global Entry/TSA PreCheck.
- Anthony is a money saving enthusiast and aspiring traveler.
The last thing you want after an economy class flight is to wait in a long line for Customs and Immigration. I recorded a podcast with my friend Jamie about the Amex Platinum military benefits. You can listen to it below on Spotify or on Apple Podcasts. Information about the TD Ameritrade Client Rewards Card exclusively for Morgan Stanley has morgan stanley amex platinum fee waiver been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication. Information about the The Platinum Card® from American Express exclusively for Morgan Stanley has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication.
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Don’t have any interest in paying that fee on an ongoing basis. If you didn’t plan to use the CashPlus account and meet the monthly requirements, save yourself a ton of time and just stop at creating the Access Investing account to qualify for the MS Platinum card with 1 included AU. Everything past that is potential source of frustration for not a lot of gain. Well, it may be a good deal if you like to travel AND you will use the very restricted benefits of the card.
This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. We attempt to keep the information found on this site as accurate as possible, but it is user’s liability to verify the bonus and other credit card information in the issuer’s official website during the application process. If you find any information incorrect or expired, please contact us immediately. AmEx Platinum Card for Morgan Stanley.You need to have a Morgan Stanley brokerage account in order to apply for this card. Jeff Gitlen is a graduate of the Alfred Lerner College of Business and Economics at the University of Delaware.
Re: Thinking About Parking $30k With Morgan Stanley For A Free Amex Plat Card
The chief benefit of a herringbone seat is that you don’t have to put your feet under the seat in front of you — you have miles and miles of glorious, unrestricted legroom. Of course, that comes with the trade-off of having no shoulder room and constantly banging your elbows on the sides of the seat every time you reach for something. Here’s what that looks like on Air New Zealand (although it’s basically the same on every instance of this seat). You may not have heard from this blog in a while, but I assure you it’s not because I only have one hand. Oh no, dear reader, I’m two-handed and I’m never going to sway from my mission of always giving you BOTH hands. I don’t know about you folks, but the last fourteen months for me sucked pretty bad, and I didn’t even have to deal with anyone close to me dying. Hell, Blake probably wishes he could go back and shut down Pudding Guy, since clearlythatwas not in the spirit of the Healthy Choice pudding promotion.
When I try to “open online” the system requires logging into MS or entering in my current account number. The account is offered as a perk of being a T-mobile customer. The requirements are incredibly easy to meet so I did it. A minimum of $5,000 is required to open a Morgan Stanley investing account. This is for the Morgan Stanley Access Investing account. Transfers can take several days, so it’s a good idea to make transfers a few days before you plan to redeem the points.
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It provides primary coverage up to $100,000 but doesn’t cover vehicles rented in Australia, Ireland, New Zealand, Israel, Italy, or Jamaica. Many or all of the products here are from our partners that pay us a commission. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. However, many cards come in multiple versions that are actually considered separate products, which means you may be able to get more than one.
If they are different credit/charge card products, then yes, I have received bonuses for all of these cards I’ve opened and met the minimum spend on. For instance the AMEX Hilton Honors Aspire is different than the AMEX Hilton Honors Surpass card. Amex waives the annual fee on all of their cards, including the AMEX Platinum.
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This change only should affect Platinum CashPlus accounts opened on or after July 2021. In addition, the Morgan Stanley American Express Platinum card also comes with one free Platinum authorized user. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. We will only recommend the products that we believe are the best fit for you, the consumer. If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. Reader Daniel sent us the details of the new fee-waiver program back in January, and I added an update to our original post at the time, but I didn’t quite wrap my head around it until seeing this discussion today on Reddit. As the details have changed a lot, I figured it was worth a new post here.
I hung up and called back, and the next person opened one for me with no problem. So, don’t believe it if you’re told that you can’t have a Platinum CashPlus account with an Access account. Our question this week looks at whether you can get bonus points and welcome offers on more than one Amex Hilton Card. The United Travel Bank has gone dark & we don’t know how long it will be down. People like to use it for Amex airline incidental credits . With benefits like these, it pays to carry the new Morgan Stanley Blue Cash Preferred Card.
- You can get $200 in statement credits from January to June and another $200 in statement credits from July to December.
- If you don’t yet have an American Express card but are looking for a new option, be sure to consider this coverage when comparing credit cards.
- If you pay for your round-trip flight with the Platinum Card you will be eligible for trip cancellation and trip delay coverage.
- The Centurion® Card from American Express comes with the same Global Lounge Collection as the Platinum card.
- Morgan Stanley is luring those customers in with the free American Express Platinum Card.
- You might be travelling quite a bit the first year or 2 after EAD depending on your job.
Rather than monitor their military cardmembers for eventual deployment or to have to deal with such issues after the fact, it may be easier for them just to give a blanket fee exemption to all service members. Correct, waiving an annual fee is not included in the federal law. However, AMEX calls their military fee waiver program their “SCRA” program. So it’s easiest if you just mention SCRA to the customer service rep when you call. I’d try calling back and asking to speak to a customer service rep familiar with the SCRA benefits program. Many CSRs do not have formal training on SCRA benefits and do not understand the program. Ask that your account be reviewed for SCRA eligibility.
But, they made up for it by increasing the bonus from 40 to 50 and eventually 60k, which I certainly appreciated. Image courtesy of Conde Nast Traveler courtesy of JetBlue courtesy of Virgin Atlantic courtesy of Air New ZealandWhat do you want to hear first?
I applied last Fall and was accepted into the program. However this Spring they put an interest charge on my account and said they wouldn’t remove it because the SCRA only applies to debt incurred prior to service. While that is the letter ofhe law, that is a change from their prior policy, and it is very hard to find any information online abou the terms of the agreement. Again, asking American Express to handle your account in accordance with SCRA does not automatically guarantee fee waiver, since it is not mandated in SCRA to do so. What about foreign military officers under NATO travel orders stationed in the USA in a joint USA military program? We Will be living here for 4 years and issued US military number.
Others were more innocent, like using a mailer sent to one’s spouse, with no language anywhere indicating that the offer was non-transferrable. The genius behind Blake’s plan, though, was to cancel not just the miles earned in this arguably fraudulent manner, but all miles earned, including from credit card spending, flying, buying miles, etc. It’s a blanket get-out-of-debt free card that uses a technicality to invalidate miles earned 10 years ago, and since it’s initiated by the airline and not by Citibank, it’s not governed by any financial regulations. Citi can just claim that earning miles from credit card spend requires that you abide by the terms of the loyalty program, and you’re back where you started, in supplication at the altar of Blake. As you can see, travel credit cards often offer complimentary or discounted Priority Pass™ lounge access.
Blake from corporate security decided that anyone who had used a Citibank credit card offer mailer addressed to someone else had violated American’s terms, and he shut their accounts down permanently, with no recourse. Some of the mailer abuse was definitely sketchy — like people who bought 25 mailers online and then used them to rack up sign-up bonuses.